Insurance

We provide comprehensive insurance to students travelling to the UK from other countries as part of our fees. Insurance is provided by Endsleigh. 

The policy covers emergency medical costs and assistance; cancellation and curtailment; loss, theft or damage of personal belongings and cash.

Key features

  • Cancellation or curtailment cover
  • Medical emergency cover including dental, medical repatriation and a 24 emergency helpline
  • Lost or stolen baggage
  • Lost or stolen money or passport
  • Missed departure
  • ​Reimbursement of irretrievable pre-paid course fees

Key exclusions

  • No cover if FCDO or WHO advise against travel
  • Travel must be to/from your home country
  • Not available to those aged 66+ at the time of departure
  • You must be registered with a GP in your home country
  • No cover for baggage left unattended
  • You must make us aware of any pre-existing medical condition
  • No cover if you fail to hold, obtain or produce a valid passport or visa in time for the trip
  • No cover for any claims arising from the use of drugs or alcohol
  • No cover for any reason set out under "Important conditions relating to health" in group policy wording.

Table of benefits


The following table is a summer of cover.  Group policy is subjects to terms, conditions, limits and exclusions- please refer to the relevant section in group policy wording  for more details.  The amounts set out below are the maximum payouts under each section per beneficiary per trip unless otherwise noted in the group policy wording.
 
Section Benefits Maximum Amount Excess
1 Cancellation or curtailment charges
    Aggregate limit
    Excursions
£3,000
£50,000
£250
£50
2 Emergency medical and other expense
    Emergency dental treatment*
*only cover for a student who is traveling into the UK for the course
£2,000,000
£500
£50
3 Private medical emergency cover no cover  
4 Personal accident
    i. Death benefit (aged under 16)
    Death benefit (aged 16 to 64)
    ii. Loss of limbs or sight 
    iii. Permanent total disablement 

£1,000
£30,000
£30,000
£30,000
£0
5 Baggage
    
Baggage (including valuables)
    a)Single article, pair or set limit
    b) Valuables limit in total
£1,000
£200
£300
£50
6 Personal money, passport and documents
    1. a) Currency, notes and coints
        b)    Other personal money and documents
    2. Passport or visa

£100
£100
£500
£50
7 Personal liability £1,000,000 £100
8 Missed departures £250 £50
9 Overseas legal expenses and assistance    
    
Aggregate limit
£10,000
£50,000
£0
10 Course fees
    
Professional counselling
£8,000
£300
£50



Please find details below: 
- full details 
- insurance summary 
- statement of insurance

You can find here translated policy summaries in the following languages: Arabic, French, German, Italian, Japanese, Polish, Portuguese, Simplified Chinese, Spanish, Thai, Traditional Chinese, Turkish, Vietnamese . Please take note that these summaries do not act as any of your legal binding documentation for the insurance, they are just a summary of what the cover includes.

All claims will be subject to a £50 excess.

Cancellation cover starts as soon as payment is received for course fees. All other cover starts as soon as you leave home for Academic Summer and ceases when you return home (please note if you do not return home immediately after Academic Summer you will not be covered for an extended stay).

For a fee, parents and group leaders travelling with their children can be added to the declaration.  Please contact for more information. info@academicsummer.co.uk

Please note that day students and students already living in the UK will not be covered by this policy.


Endsleigh Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at https://register.fca.org.uk/.Endsleigh Insurance Services Limited. Company No. 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE